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Budgeting that doesn't feel like a spreadsheet

Give every penny a job, then watch what is left as the month goes on. No columns, no formulas, no guilt.

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Hi, I'm Penny. Show me what comes in and what goes out, and I'll keep count of what's left. See where your money goes, and keep me feeling good.

Every penny gets a job

Not a rule. Move it to whatever your life actually looks like.

  • 60% NeedsRent, food, travel
  • 20% WantsNights out, Netflix
  • 20% SavingWhatever is next
  1. 01

    Tell me what comes in

    Your monthly income, once. I split it three ways and measure everything against it.

  2. 02

    Bills are spoken for

    Rent, council tax, the phone bill. You know the figure, so I count it from the 1st, before it has even left your account.

  3. 03

    Allowances count down

    Food and petrol you cannot know exactly. Set an amount and I take it down as you spend, so what is left is always the truth.

Add what you spend yourself. Connecting your bank so it fills itself in is coming soon, and it will always be your choice.

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